HOME BUYER'S ROADMAP

1. ASSESS FINANCIAL READINESS

Review credit report

Calculate budget and affordability

Get pre-approved for a mortgage

2. REAL ESTATE AGENT

Interview and select an agent

Sign BRA

3. DEFINE NEEDS AND PREFERENCES

Determine location preferences

List desired features (size, style, amenities)

4. SEARCH FOR PROPERTIES

Attend open houses

Review listings online

Drive by neighborhoods

5. MAKE AN OFFER

Interview and select an agent

Sign BRA

6. UNDER CONTRACT

Review CMA

Submit purchase offer

Negotiate terms with seller

7. SECURE FINANCING

Submit mortgage application

Provide necessary documentation

Review loan terms and conditions

8. CONDUCT DUE DILIGENCE

Review seller disclosures

Inspections, survey, appraisal

Obtain conditional loan commitment letter

Address any issues

Contingency removal

9. CLOSE THE DEAL

Review closing disclosure

Conduct final walkthrough

Sign closing documents

Deed recordation

10. TRANSFER OWNERSHIP

Receive keys

Closing packet

Utilities transfer

DMV records

RESULT

CONGRATULATIONS on your CLOSING!

WORK WITH MACKS Realty

Partner with MACKS Realty, your trusted boutique brokerage in Guam. Our personalized service, tailored solutions, and experienced team ensure seamless transactions. Choose us for an exceptional real estate experience.